WHAT WE FINANCE

EARTHMOVING

Dozers

Loaders

Graders

Excavators

TRANSPORT & LOGISTICS

Prime movers

Tippers

Semi-trailers

Rigid trucks

HEAVY ENGINEERING & INDUSTRIALS

Waste processing
Drill rigs
Vibrating screens
Hoppers

CONSTRUCTION

Concrete pumps
Cranes
EWPs
Tele-handlers

MINING & QUARRYING

Screens
Crushers
Conveyors
Pug Mills

AGRICULTURAL / FARMING

Tractors
Harvesters
Headers
Planters

HOW WE FINANCE

A Chattel Mortgage is a loan agreement between a lender and a borrower that uses personal or business property, such as an automobile or other equipment, as collateral. The borrower takes out a loan in order to purchase the property, and the lender takes security over the property until the loan is paid off. The borrower then makes payments to the lender, which are typically structured as monthly payments. Once the loan is paid off, the security interest is removed and the borrower owns the property free and clear. Chattel Mortgages are popular for businesses, as they can be used to purchase expensive equipment or vehicles in order to expand or improve the business.

A Finance Lease is a type of lease agreement where the lessor (the party offering the assets) receives rental payments from the lessee (the party renting the assets) and transfers the ownership of the assets to the lessee at the end of the leasing period. During the term of the lease, the lessee is responsible for the maintenance and insurance of the assets, and for any taxes associated with the assets. The lessee is also responsible for the full purchase price of the assets at the end of the lease period. The lessor is responsible for collecting the rental payments from the lessee throughout the duration of the lease. At the end of the lease, the lessee can either purchase the assets from the lessor or return them to the lessor.

An Operating Lease is a type of lease in which the lessee pays rent for the use of an asset, such as a piece of equipment or a vehicle, for a predetermined period of time. During the lease period, the lessee is responsible for the maintenance, repair, and upkeep of the asset. In exchange, the lessor is responsible for the asset’s depreciation and the associated tax benefits. At the end of the lease, the lessee may purchase the asset at a predetermined price or return it to the lessor. Operating leases are often used in situations where the lessee does not want to own the asset, but needs to use it for a certain period of time.

A Capital Raise is a process by which a company raises additional funds for its operations. Generally, this involves issuing utilising equity in an asset in exchange for capital from lenders. Companies typically use the funds raised instead of a deposit, to finance operations, invest in new projects, and expand their businesses. The process of a capital raise can be complex and lengthy, requiring significant preparation and due diligence. Companies must carefully consider the terms of the capital raise and the potential risks and rewards associated with the transaction. Ultimately, the goal is to maximize value for the company and its shareholders.

WHAT WE FINANCE

EARTHMOVING

TRANSPORT & LOGISTICS

HEAVY ENGINEERING & INDUSTRIALS

CONSTRUCTION

MINING & QUARRYING

AGRICULTURAL / FARMING

HOW WE FINANCE

SITE LINK

CONTACT US

PLEASE FEEL FREE TO CONTACT THE TEAM AT

©2025 by Transport & Machinery Finance a part of the SCF Group

WHAT WE FINANCE

EARTHMOVING

TRANSPORT & LOGISTICS

HEAVY ENGINEERING & INDUSTRIALS

CONSTRUCTION

MINING & QUARRYING

AGRICULTURAL / FARMING

HOW WE FINANCE

SITE LINK

CONTACT US

​PLEASE FEEL FREE TO CONTACT THE TEAM AT

©2025 by Transport & Machinery Finance a part of the SCF Group

PLEASE FEEL FREE TO CONTACT THE TEAM AT