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Equipment finance · Trailer

Trailer Finance.

Semi-trailers, B-doubles, tankers, low loaders, drop decks, refrigerated and skel trailers. Trailer finance stands alone or pairs with prime mover facilities.

7 asset types in trailer.

Each asset has its own finance pathway, price range and typical deal size. Click through to see structures, lender appetite and FAQs for the specific machine you’re considering.

Financing trailer.

Trailers hold their value well, which supports longer terms and flexible structures. Trailer finance stands on its own or pairs with a prime-mover facility, so a whole combination can run on a single, simpler arrangement.

Chattel mortgage

Own the trailer from settlement and claim the GST upfront. The standard choice for operators building owned capacity.

Bundled prime-mover facility

Finance the trailer alongside the truck under one facility, so the combination settles and repays together.

Balloon / residual

A 20–40% residual suits operators who trade trailers every three to five years and want lower repayments in between.

What shapes approval
  • Terms typically run 3–7 years.
  • Mainstream lenders fund trailers to roughly 10–12 years of age; specialist lenders go further.
  • Condition, build quality and service history shape the term offered.
  • Used and private-sale trailers are financed as standard.

Indicative structures and terms only — your actual options depend on the asset, your trading history and the lender. Confirm specifics with a TMF specialist.

Plan the trailer finance properly.