Every machine that earns
a living in Australia.
TMF helps Australian operators finance the machines that keep work moving — from trucks and trailers to excavators, loaders, agricultural equipment, quarry plant and material handling assets. Finance from $30K to $5M+ through a 40+ lender panel, structured around the asset, the job and the way your business earns.
What TMF finances.
TMF arranges equipment finance for Australian operators across 6 categories and 42 machine types — excavators, trucks, tippers, prime movers, dozers, wheel loaders, cranes, tractors and ag equipment — from $30K to $5M+ through a panel of 40+ lenders. Structures include chattel mortgage, equipment lease, hire purchase, and contract-aligned facilities. We work across new, used, dealer, private-sale and imported equipment pathways.
Start with your category.
Truck Finance
Trailer Finance
Construction Equipment Finance
Agricultural Equipment Finance
Quarry & Mining Equipment Finance
Material Handling Equipment Finance
Not sure which category? Tell us the work and we’ll point you to the right kit. Or run a price through the repayment calculator to feel out the budget first.
Machines move because projects need them.
Billion-dollar Australian projects actively contracting subcontractors. Each project shows the equipment required and the finance structures that fit.
Hunter–Central Coast Renewable Energy Zone
Energy & Renewables
Western Sydney International Airport
Aviation & Infrastructure
Inland Rail — Melbourne to Brisbane
Rail & Freight
Osborne Naval Shipyard Expansion
Defence & Maritime
North East Link
Roads & Tunnels
West Gate Tunnel
Roads & Tunnels
Know what you need? Let’s structure it.
Equipment finance answers.
What types of equipment does TMF finance?+
TMF finances every major category of heavy equipment used by Australian operators — excavators, trucks, tippers, prime movers, dozers, wheel loaders, cranes, agricultural tractors, plant and earthmoving machinery — across new, used, dealer-sold, private-sale, and imported pathways. Total of 42 dedicated equipment finance pages.
What deal size does TMF arrange?+
TMF arranges equipment finance from $30K through to $5M+ across our 40+ lender panel. Sub-$100K deals run through the Fast segment with 24-hour conditional approval targets; larger or more structured deals run through Grow or Scale pathways with bespoke structuring.
Does TMF finance used and private-sale equipment?+
Yes. Used equipment finance (dealer used and private sale) is core TMF work. Many bank desks decline private-sale or imported used; TMF panel includes specialist lenders that actively want this work.
How fast can equipment finance be approved?+
Straightforward deals under $100K can receive conditional approval inside 24 hours via the Fast segment pathway. Larger or more complex structures (multi-asset, contract-aligned, seasonal) typically take 2–5 business days.