Seven industries.
One broker who speaks each.
Lenders look at your industry, your assets, and your revenue story. We tailor the conversation to your sector so you do not have to translate.
Industry-specialist finance.
TMF arranges equipment finance for Australian operators across 6 core industries: transport and logistics, civil construction, earthmoving, mining and quarrying, agriculture, trades and construction, and plant hire. Each industry has different revenue patterns — contract milestones, freight cycles, seasonal cash flow, multi-asset facilities — and our deal structures are matched to the industry rather than templated.
Pick your trade.
Transport & Logistics
Prime movers, rigids, tippers, trailers, and specialty freight assets. Finance built for how freight businesses actually run.
Civil & Earthmoving
Bulk earthmoving, road and rail, bridges, airports, renewable energy zones, site prep and land development. Where TMF’s project intelligence and finance expertise compound across long-cycle asset classes.
Mining & Quarrying
Haul trucks, loaders, crushers, and processing plant for extraction and aggregate operations. Large-asset finance with project alignment.
Agriculture
Tractors, harvesters, sprayers, and specialty farm equipment. Seasonal-income structures built around how farming cash flow actually runs.
Trades & Construction
Skid steers, mini excavators, utes, trailers, and specialty tools. Fast-track finance for trade operators who need to be on site tomorrow, not next month.
Plant Hire
Finance for operators building, expanding, or refreshing plant-hire fleets. Master facilities, fleet rollovers, and multi-asset pathways.
If you build, haul, or move — we’ll find a lender.
Industry finance answers.
Which industries does TMF specialise in?+
TMF arranges equipment finance for operators across 6 Australian industries: transport and logistics, civil construction, earthmoving, mining and quarrying, agriculture, trades and construction, and plant hire. Each industry has dedicated finance structures matched to its asset profile and revenue patterns.
Why does industry matter to equipment finance?+
Lenders assess equipment finance applications against the revenue the asset will earn — and revenue patterns vary by industry. Transport runs on freight contracts; civil runs on subcontract milestones; agriculture has seasonal cash flow. A specialist broker structures the deal around the industry-specific revenue model rather than applying a generic template.
Can TMF finance new operators in these industries?+
Yes. TMF’s panel includes lenders that work with new ABNs and owner-operator first-truck/first-machine applicants, particularly in transport and trades. Documentation requirements are tighter for new operators, but viable pathways exist.
Does TMF finance multi-asset and seasonal structures?+
Yes. Multi-asset master facilities suit plant hire, transport, and mid-tier civil operators with 5+ active assets. Seasonal repayment structures suit agriculture, seasonal haulage, and contract-aligned civil work.