Practical tools for smarter
equipment decisions.
Use TMF's calculators, checks and planning tools to estimate repayments, compare machinery, assess finance readiness and understand fleet pressure before the decision becomes urgent. Built for Australian operators who want practical answers before they speak to a broker.
Pick a tool. Get straight to work.
Equipment Finance Calculator
Weekly repayments on any asset. Adjust price, term, balloon and rate to see what fits.
Asset Finance Readiness Scorecard
A 12-question diagnostic that scores how strong your application looks before the lender sees it.
Rate Check Calculator
Have a rate from a dealer or bank? Sense-check it against current market ranges in 60 seconds.
Fleet Fitness Check
A 5-minute self-audit of your kit. Get a clear read on what to replace, what to upgrade, and what to keep running.
Project Hub
Live register of major Australian projects. Filter by state, sector, stage, and the equipment they need.
Asset Comparison
Side-by-side specs across 200+ heavy machines. Pick the right kit before the finance conversation.
Machinery Buying Checklist
17 things to check before you sign for a used or private-sale machine. Printable PDF.
Industry Glossary
Plain English on every term — finance jargon, asset class, lender lingo. Bookmark it.
Practical Guides & Templates
Replacement-cycle templates, contract checklists, and downloadable planning sheets.
Useful before promotional. Always.
Need a quick walkthrough?
Watch TMF explain equipment finance tools, repayment estimates and machinery planning on YouTube.