Trades & Construction
Skid steers, mini excavators, utes, trailers, and specialty tools. Fast-track finance for trade operators who need to be on site tomorrow, not next month.
Trades & Construction finance, plain English.
TMF arranges trades & construction equipment finance for Australian operators — covering mini excavators, skid steers, utes and light commercial, tradie-spec trailers and related assets — from $30K to $5M+ through a panel of 40+ lenders. Fast segment finance suits this industry well. Straightforward approvals often settle within days for standardised assets.
Who, what, when.
Who we work with
Plumbers, electricians, landscapers, arborists, small builders, and domestic civil operators.
What gets financed
- ●Mini excavators
- ●Skid steers
- ●Utes and light commercial
- ●Tradie-spec trailers
- ●Specialty tools and plant
When operators call
- ●Signed on a new builder or residential estate
- ●Growing from sub-contractor to taking on head-contract work
- ●Replacing break-down or uneconomical equipment
- ●Adding capacity for second crew
How the deal usually works.
Fast segment finance suits this industry well. Straightforward approvals often settle within days for standardised assets.
Tell us what you’re hauling, building, or moving — we’ll match the structure to it.Talk to TMF →
Work that needs your equipment.
Live projects you could service
See the full tracker →Hunter–Central Coast Renewable Energy Zone
Energy & Renewables
Western Sydney International Airport
Aviation & Infrastructure
Inland Rail — Melbourne to Brisbane
Rail & Freight
Osborne Naval Shipyard Expansion
Defence & Maritime
North East Link
Roads & Tunnels
West Gate Tunnel
Roads & Tunnels
Let’s structure your next trades deal.
Trades & Construction finance questions.
What equipment finance does TMF arrange for trades & construction operators?+
TMF arranges finance across the assets trades & construction operators typically run — mini excavators, skid steers, utes and light commercial, tradie-spec trailers, specialty tools and plant — from $30K to $5M+, through our panel of 40+ Australian lenders.
How is trades & construction finance structured?+
Fast segment finance suits this industry well. Straightforward approvals often settle within days for standardised assets.
When do trades & construction operators typically need finance?+
Common triggers in this industry include: signed on a new builder or residential estate; growing from sub-contractor to taking on head-contract work; replacing break-down or uneconomical equipment; adding capacity for second crew.
How fast can approval happen?+
Straightforward deals under $100K can receive conditional approval inside 24 hours via the Fast segment pathway. Larger or contract-aligned structures typically take 2–5 business days.