Agricultural Equipment Finance.
Tractors, harvesters, sprayers, seeders, balers and farming utility vehicles. Seasonal-income structures built around how farming cashflow actually runs.
6 asset types in agricultural.
Each asset has its own finance pathway, price range and typical deal size. Click through to see structures, lender appetite and FAQs for the specific machine you’re considering.
Tractor Finance
Farm tractors from compact utility through to high-horsepower row crop and articulated. Major brands (John Deere, Case IH, New Holland, Fend…
Harvester Finance
Headers (grain harvesters), cotton pickers, forage harvesters and self-propelled choppers. Seasonal-income finance structures built for harv…
Self-Propelled Sprayer Finance
Self-propelled boom sprayers for broadacre spraying, fungicide application, fertiliser application and precision agriculture. Wide boom conf…
Seeder Finance
Air seeders, planters, tillage seeders and combination seeders for cropping operations. Aligned to seasonal planting cycles with deferred-st…
Baler Finance
Round balers, large square balers and small square balers for hay, silage and straw production. Fixed-chamber and variable-chamber configura…
ATV & UTV Finance
All-terrain vehicles, side-by-sides and utility task vehicles for farm work, property maintenance and remote-site operations. Fast-finance c…
Financing agricultural.
Farm finance has to move with the season, not against it. We build repayments around harvest, livestock sales and the way farming cashflow actually runs, so the machine earns before the big repayments fall due.
Chattel mortgage
Own the machine from settlement and claim the GST upfront — well suited to primary producers.
Seasonal & annual repayments
Repayments weighted to harvest or sale periods, lighter or paused off-season, including annual-in-arrears options.
Balloon / residual
Defer part of the cost to the end of the term to keep in-season commitments manageable.
- →Terms typically run 1–7 years, longer for major plant.
- →Seasonal and annual repayment structuring is available for established operations.
- →Primary-producer treatment and concessions apply where eligible.
- →Used and private-sale machinery is financed as standard.