Harvester Finance
Headers (grain harvesters), cotton pickers, forage harvesters and self-propelled choppers. Seasonal-income finance structures built for harvest cashflow.
What we do for harvesters.
TMF arranges harvester finance for Australian operators across the category price range of $250K – $1.4M, with typical deals around $620K. Structures include chattel mortgage, equipment lease, and contract-aligned balloon arrangements through a panel of 40+ lenders nationwide.
How the deal usually works.
Typical buyers
- ●Broadacre cropping operators
- ●Contract harvesters servicing multiple farms
- ●Cotton growers and ginners
How the deal is usually structured
Harvester finance aligns repayments to harvest income. Strong residuals support long terms.
Pairs well with used equipment finance and private-sale arrangements.
Live projects needing this machine.
Every project below is actively contracting. TMF pairs finance to the work programme.
Answers operators ask first.
Can I align repayments to harvest income?+
Yes — harvest-aligned structures are standard. Stepped or deferred-start repayments match seasonal cashflow.
Do I need to buy fronts and platforms separately?+
Fronts can combine with the harvester in one facility or finance separately depending on cashflow needs.