
Grader Finance
Motor graders for road construction, maintenance, and civil works. Long-cycle assets with predictable lender appetite.
What we do for graders.
TMF arranges grader finance for Australian operators across the category price range of $220K – $950K, with typical deals around $410K. Structures include chattel mortgage, equipment lease, and contract-aligned balloon arrangements through a panel of 40+ lenders nationwide.
How the deal usually works.
Typical buyers
- ●Road maintenance contractors
- ●Civil contractors on infrastructure packages
- ●Council and service contractors
How the deal is usually structured
Graders typically finance to 7 years and fit government and council contract payment cycles well.
Pairs well with used equipment finance and private-sale arrangements.
Live projects needing this machine.
Every project below is actively contracting. TMF pairs finance to the work programme.
Answers operators ask first.
Do graders hold their value?+
Yes — graders depreciate slowly relative to other earthmoving assets, which lenders recognise in their structures.
Can I finance multiple graders in one facility?+
Yes. Fleet facilities let you add units as you win new contracts without re-qualifying each time.