Each month TMF runs one featured rate-led offer plus ongoing structural packages. The featured offer is built to convert on its own — the others fit specific operator situations.
This month only. Fixed rate, brand-new vehicles.
Fixed-rate finance on brand-new passenger and light commercial vehicles. Standard terms 3–7 years. Available to ABN holders and PAYG applicants who meet lender criteria. No application fees through TMF.
*Comparison rate based on a $30,000 loan over a 5-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Terms, conditions, fees and lender eligibility criteria apply. Rate subject to change at lender discretion.
Get the asset on the books before 30 June.
Our Fast segment pathway runs at peak capacity through May–June. Conditional approval inside 24 hours on straightforward deals under $100K — clean paperwork, full deduction available this financial year.
ABN operators with capacity for one more asset before 30 June
Talk to TMF →Won a tier-1 sub package? Match the finance to it.
For operators who have just won a civil subcontract — repayment schedule built around your milestone draws, not a generic monthly. Multi-asset facility option for packages requiring more than one machine.
Civil subcontractors mobilising for an awarded project
Send the contract →Replace ageing kit before unreliability costs more than finance.
Pre-approved replacement facility for fleets running 7–10 year-old units. Take the Fleet Fitness Check first — operators scoring "Stretched" or "Working" qualify for the structured replacement pathway.
Transport, civil and earthmoving fleets ≥3 units
Take Fleet Fitness Check →The deals dealers can’t do.
Private operator-to-operator sales and imported used heavy plant — both are core TMF specialties. Lender panel includes 5+ funders who actively want this work; most banks won’t touch it.
Operators sourcing late-model used kit privately or via import
Run the deal past us →One facility, multiple assets, zero re-applications.
For 5+ unit operators: a pre-approved facility you draw down against as you add assets. No re-qualification per machine. Plant hire and mid-tier transport fleets settle 2–3× faster on subsequent units.
Plant hire and transport operators with 5+ active assets
Open a facility →Pay heavier in harvest, lighter in shoulder.
Repayment schedules that step up and down with your seasonal cash flow. Standard structure for cropping operators, also fits seasonal haulage and mining contractors with named-month uplift.
Farmers, croppers, seasonal-haulage operators
Talk to TMF →The featured offer above is a fixed-rate consumer product — we can advertise it honestly because the rate is set. The ongoing packages below it are different: equipment finance for ABN holders is structured per deal based on the asset, contract revenue, operator history, and lender appetite at the time.
A "starting from" number on those would be misleading — by the time you compare it to the actual quote, the comparison is meaningless. We publish structures instead. Send us the deal, we model the real numbers across 40+ lenders, usually inside 24 hours.
Rate-led offers when we can. Real quotes when we can't.
Get a real quote →