Renting the machine?
See what you could own.
Tell us what you pay in hire each month and we’ll show the machine you could finance instead — for roughly the same money — over a 5-year term.
Enter your monthly hire cost and hit Show what I could finance. We’ll show the machine value you could fund for the same money.
Questions operators ask about rent vs buy.
How does the rent-vs-buy comparison work?+
We take what you pay to hire the machine each month and work backwards at an 8% p.a. interest rate over a 5-year term. The result is roughly the machine value you could finance and own for the same monthly outlay.
Is renting always more expensive than buying?+
Not always — hire suits short-term or one-off needs. But if you are renting the same class of machine month after month, that spend often services finance on your own asset instead, which you keep at the end.
Is the financeable figure an approval?+
No. It is an indicative comparison only, not a quote or approval. Actual finance depends on the asset, your business, the structure and the lender’s assessment.
Why do you ask about payment conduct?+
A clean record of on-time rental or finance payments strengthens a finance application. A few missed payments will not necessarily stop a deal — it just helps TMF pitch it to the right lender.