I need gear for a job, contract or opportunity
For operators who need the right asset in place so they can quote, win, accept or deliver more work.
Be ready when the work lands.
Explore project-ready finance →
From Instagram
Need finance for a truck, trailer or machine?
You’ve landed here from Instagram. TMF helps Australian operators get the right finance behind the equipment they need — whether they’re chasing work, replacing unreliable gear or planning the next stage of growth. If the right asset, job or opportunity is in front of you, start here.
What are you trying to do?
Choose the option that best matches what is happening in your business right now.
I need to replace gear before it costs me
For operators dealing with breakdowns, rising repair bills, unreliable equipment or downtime risk.
Protect uptime before downtime costs the job.
Replace before downtime bites →I’m comparing machines, repayments or finance options
For operators checking the numbers before they commit to a truck, trailer, machine or upgrade.
Make the finance fit the asset, the work and the cashflow.
Compare your options →I’m growing, but I don’t want to overstretch cashflow
For operators planning bigger work, multiple assets, new contracts or a more structured growth move.
Grow with the right structure behind you.
Plan the next move →Latest from TMF.
Practical updates for operators watching machinery, project demand, finance timing and fleet decisions.
Latest operator insight
Read the newest TMF article on machinery demand, project timing, finance structure and smarter fleet planning.Read latest insight →
Latest video
Watch practical finance and equipment planning advice from the TMF team.Watch latest video →
Operator tools
Practical tools to check repayments, readiness and downtime cost, and plan your next move.Explore operator tools →
Fast links.
Know what you need? Jump straight in.
Get a fast finance answer
Send us a few details and we’ll help work out the practical next step.
Get started →
Calculate repayments
Estimate repayments before you enquire.
Use calculator →
Sense-check a quote
Already have a finance quote? Check whether the structure, repayments and timing look right for your business.
Check my quote →
Talk to TMF
Ready to speak with someone about the asset, the numbers or the next step?
Talk to TMF →
Real operators. Real assets. Real outcomes.
TMF supports Australian operators across transport, civil, construction, agriculture, quarrying, mining, logistics and plant hire.
From urgent replacements to planned fleet growth, TMF helps structure finance around the asset, the work ahead and the way the business earns.
Finance from $30K to $5M+ across a 40+ lender panel.
View operator stories →Useful tools.
Use these tools to check the numbers, pressure-test timing and plan your next move before you commit.
Repayment Calculator
Estimate repayments before you move.
Calculate repayments →Readiness Scorecard
Check whether you’re ready to finance your next asset.
Check readiness →Downtime Cost Calculator
Understand what unreliable gear may really be costing you.
Check downtime cost →Tender Readiness Tool
Plan ahead before the next job lands.
Check tender readiness →Want the weekly operator update?
Join the TMF Monday Brief for practical updates on project demand, machinery moves, finance trends and operator planning. No fluff — just useful information for people running gear, quoting work and planning their next move.
Not sure where to start?
That’s fine. Send us a few details and we’ll point you in the right direction.