Light Commercial Vehicle Finance
Vans, utes, dual-cab commercial vehicles and panel vans for tradies, service businesses and small fleets. ABN-backed pathway with fast approvals.
What we do for light commercial.
TMF arranges light commercial vehicle finance for Australian operators across the category price range of $35K – $120K, with typical deals around $58K. Structures include chattel mortgage, equipment lease, and contract-aligned balloon arrangements through a panel of 40+ lenders nationwide.
How the deal usually works.
Typical buyers
- ●Tradies and service business operators
- ●Mobile service and trade fleets
- ●Small business fleet builders
How the deal is usually structured
LCV finance is the fastest category in the TMF book — most straightforward deals settle within days.
Pairs well with used equipment finance and private-sale arrangements.
Live projects needing this machine.
Every project below is actively contracting. TMF pairs finance to the work programme.
Answers operators ask first.
Can a sole trader finance an LCV?+
Yes — sole trader and new ABN pathways are standard for LCVs with a clear business use case.
Are dual-cab utes considered LCVs for finance?+
Yes, with valid commercial use. Dual cabs are a high-volume finance category.