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Finance · truck

Refrigerated Truck Finance

Refrigerated trucks for cold chain logistics, food service distribution, pharmaceutical freight and frozen goods. Single and multi-temp box bodies with diesel or electric reefer units.

At a glance$120K – $480K price range|$215K typical deal|7-year max term|40+ lender panel

What we do for refrigerated trucks.

TMF arranges refrigerated truck finance for Australian operators across the category price range of $120K – $480K, with typical deals around $215K. Structures include chattel mortgage, equipment lease, and contract-aligned balloon arrangements through a panel of 40+ lenders nationwide.

How the deal usually works.

Typical buyers

  • Cold chain logistics operators
  • Food service and grocery distribution fleets
  • Pharma and biotech freight specialists

How the deal is usually structured

Refrigerated trucks finance alongside the reefer unit and box body in a single facility. Contract-backed work strengthens lender appetite.

Related

Pairs well with used equipment finance and private-sale arrangements.

Live projects needing this machine.

Open the tracker

Every project below is actively contracting. TMF pairs finance to the work programme.

Answers operators ask first.

Does the reefer unit finance separately?+

No — the reefer, body and cab are typically combined in one facility, with progress draws for staged builds.

Can I finance an electric reefer unit?+

Yes. Electric and dual-fuel reefers finance comfortably; emerging tech may have shorter terms.

Let’s get your refrigerated trucks approved.